5 Things to Know About Title Insurance

The Real Estate Savvy



Title insurance protects the holder from any losses sustained from defects in the title. It’s required by most mortgage lenders. Here are five other things you should know about title insurance.

  1. It protects your ownership right to your home, both from fraudulent claims against your ownership and from mistakes made in earlier sales, such as mistake in the spelling of a person’s name or an inaccurate description of the property.
  1. It’s a one-time cost usually based on the price of the property.
  1. It’s usually paid for by the sellers, although this can vary depending on your state and local customs.
  1. There are both lender title policies, which protect the lender, and owner title policies, which protect you. The lender will probably require a lender policy.
  1. Discounts on premiums are sometimes available if the home has been bought within only a few years since not as much work is required…

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Face Lifts….Real Estate Style…!

All Things Midcoast Maine

A functional and updated kitchen, an open and flowing floor plan, plenty of storage, and spacious master suite will help win your buyers’ hearts. But before they even enter your home to be wowed by these things, they need to be wowed by your landscaping, your curb appeal. Their first impressions. Some buyers will decide based on the look of the outside of your home whether they’ll even bother to come inside. Trust me, they do!

If your lawn isn’t mowed, the front yard is cluttered, or the house paint is faded or chipped, you may find that the For Sale sign in your yard won’t be enough to get those buyers out of the car and into your home.

                                                 It’s time for a Real Estate Face…

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Turn Up the Curb Appeal

Hicks House

Why builders continue to use brass furnishings when building a house is beyond me.  Every time I look at door knobs, hinges and lamps in the hardware store the brass is the same price as the nickel and oil rubbed bronze fixtures so it’s not a budget decision.  It will forever remain a head scratcher to those of us destined to replace ALL THAT BRASS.

Anywhoo, last summer our outdoor projects included staining the deck, un-staining the house (oops),and attempting to tackle the lawn.

This year we are going to be making some more noticeable improvements to the curb appeal. The first step was painting the door blue, and you guessed it next we had to change out that lovely brass hardware.

Hicks House | Blue Door

This project was a bit more involved than when we replaced the knobs and hinges throughout the interior of the house. Because the door knob we selected…

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